TERMS AND CONDITIONS For Maximum Growth Membership 

The purchaser of any product through Maximum Growth assumes all of the risks including Maximum Growth, will not cover any risk, loss, cost or expense. Where any past results or performance are given no one can predict future results, and past results are not indicative of future performance. The purchaser understands that they have not received any personal financial advice nor have they specifically been advised to invest in any product. (i) No one is authorised to provide; and (ii) no-one is able to provide legitimate or reliable predictions or indications as to the future performance that may be obtained from any Maximum Growth product. Everyone is advised herein to seek whatever professional advice they may require before relying on any information provided or purchasing any Maximum Growth product.

Pursuant to the National Privacy Principles under the Privacy Act 1988 (Cth), we will use and disclose personal information for the primary purpose for which it was collected. We may use your information to perform credit checks on you and for the purpose of assisting in collecting overdue payments. We may also disclose your information to third parties, such as to a Credit Reporting Agency that assists us in collecting overdue payments.

1. Default & Consequences of Default

1.1 If the Buyer defaults in payment of any invoice when due, the Buyer shall indemnify the Seller from and against all costs and disbursements incurred by the Seller in pursuing the debt, including legal costs on a solicitor and own client basis and the Seller’s collection agency costs (such costs will include 25-40% of the total debt outsourced to the collection agency).

1.2 Without prejudice to any other remedies Maximum Growth may have if at any time you are in breach of any obligation (including those relating to payment), Maximum Growth may suspend or terminate the supply of products to you and any of its other obligations under the terms and conditions. Maximum Growth will not be liable to you for any loss or damage you suffer because Maximum Growth has exercised its rights under this clause.

1.3 Without prejudice to Maximum Growth’s other remedies at law Maximum Growth shall be entitled to cancel all or any part of any order of yours that remains unfulfilled and all amounts owing Maximum Growth, whether or not due for payment, become immediately payable in the event that:

(a) any money payable to Maximum Growth becomes overdue, or in Maximum Growth’s opinion, you will be unable to meet its payments as they fall due; or 

(b) you being an individual, become bankrupt, convene a meeting with its creditors or propose or enters into an arrangement with creditors, or makes an assignment for the benefit of your creditors or being a company become insolvent, convene a meeting with its creditors or makes an assignment for the benefit of your creditors; or 

(c) a receiver, manager, liquidator (provisional or otherwise) or similar person is appointed in respect of you or any asset of yours.

1.4 A dishonour fee of $30 is applicable for every attempt made by Maximum Growth to collect funds due when a total monthly payment or any other amount due under your contract is unable to be processed (this includes but is not limited to, defaults on a payment due to insufficient funds in your nominated bank account, a declined credit card transaction or for those customers who default in their direct debit payments).

1.5 A payment deferral fee of $30 is applicable, where Maximum Growth agrees to defer a total monthly payment or any other amount due under the agreement upon written request from a client.

1.6 Dishonour fees are payable immediately upon the dishonour. A payment deferral fee is payable at the same time as the deferred payment is due.

2. Permission to use testimonials

2.1 If a Member provides a testimonial about Maximum Growth or one of our Speakers, Maximum Growth may use the testimonial, in part or whole, to promote Maximum Growth or the Speaker in any format or medium at any time.

3. Yearly and Monthly Subscription 

3.1 By purchasing a Yearly or Monthly Subscription, you agree to pay the initial and recurring subscription fee at the intervals specified at checkout and at the then-current subscription rate. You also accept responsibility for all recurring charges until you cancel your subscription. You may cancel your subscription at any time, subject to the terms of our cancellation policy below. 

3.2 Once you subscribe, Maximum Growth will automatically process your yearly or monthly subscription fee. We explain how to cancel your subscription below in the section “Cancellation Policy”.


3.3 If we do not receive payment from your credit card provider or if your credit card expires or is rejected, you agree to pay all amounts due upon demand. Following any non-payment, we may require you to make payment before continuing our service. Should non-payment for your membership continue, your access to services for that membership shall immediately cease until payments due are made in full.

4. Cancellation Policy

4.1 You may cancel your subscription at any time by logging into your account and cancelling your subscription directly or email info@maximumgrowth.online and the cancellation will take effect within 24 hours of your email reaching our inbox. You will immediately lose access whether you self-cancel or email us to cancel for you. No unused time or materials shall be refunded in part or whole. You can check your next payment due date from your account. Instructions are given under the “My Account” section after you login to the membership portal.

5. Refund Policy

5.1 Memberships purchased at Maximum Growth come with a 14-day cooling-off period from the date of purchase (14 day cooling-off period includes weekends and public holidays) and are subject to an administration fee, outlined in clause 3.2.

5.2 If you request a refund request is valid and approved, refunds or, alternatively, a product credit will be issued at our discretion.

5.4 If a specific refund policy applies to your product, you must abide by all the terms and conditions stated. Otherwise, you may lose your right to a refund.

5.5 If you purchase a membership, event or workshop and apply for a refund, any future membership’s purchases become non-refundable regardless of the refund period. NB. All prices quoted are in AUD (Australian Dollars).

6. Privacy Act 1988

6.1 You and/or the Guarantor/s agree for Maximum Growth to obtain from a credit reporting agency a credit report containing personal credit information about you and Guarantor/s in relation to credit provided by Maximum Growth.

6.2 You and/or the Guarantor/s agree that Maximum Growth may exchange information about you and the Guarantor/s with those credit providers either named as trade referees by you or named in a consumer credit report issued by a credit reporting agency for the following purposes: (a) to assess an application by you; and/or (b) to notify other credit providers of a default by you; and/or (c) to exchange information with other credit providers as to the status of this credit account, where you are in default with other credit providers; and/or

(d) to assess your creditworthiness and/or Guarantor/s.

6.3 You consent to Maximum Growth of Coaching being given a consumer credit report to collect overdue payment on commercial credit (Section 18K(1)(h) Privacy Act 1988).

6.4 You agree that personal credit information provided may be used and retained by Maximum Growth for the following purposes and for other purposes as shall be agreed between you and Maximum Growth or required by law from time to time:

(a) provision of products; and/or (b) marketing of Goods by the Seller, its agents or

distributors in relation to the Goods; and/or (c) analysing, verifying and/or checking your credit, payment and/ or status in relation to the provision of products; and/or (d) processing of any payment instructions, direct debit facilities and/or credit facilities requested by you; and/or (e) enabling the daily operation of your account and/or the collection of amounts outstanding in your account in relation to the products.

6.5 Maximum Growth may give information about you to a credit reporting agency for the following purposes: (a) to obtain a consumer credit report about you; and/or (b) allow the credit reporting agency to create or maintain a credit information file containing information about you.

6.6 The personal information on this form is being collected by or on behalf of Maximum Growth (ABN 69 641 926 712) (Maximum Growth) to register you in our Membership and to facilitate the conduct of that Membership.

TERMS AND CONDITIONS For Maximum Growth and Speaker Products/Services

The Memberships. We may also use your personal information to inform you about related products and services offered by Maximum Growth. If you have marked the boxes on this form to indicate your interest in areas that may be covered in new materials available from Maximum Growth, we may also use your details to inform you about those new materials.

7.1 The Maximum Growth Memberships and events are in no way affiliated with the Demartini Institute. All copyrights and trademarks for The Demartini Method belong to Dr Demartini and The Demartini Institute. All service packages offered on this site are developed by Tanya Cross, counsellor and Master Certified Demartini Facilitator. 


7.2. At Maximum Growth, Tanya Cross is a qualified counsellor. We are not financial planners, medical professionals or legal professionals. Under no circumstances are any services or part thereof to be considered as financial, medical, legal or other professional advice. Your choices and actions remain your responsibility.


7.3. Group coaching sessions are either live or recorded.  Parts of any class recordings that may be used in media channels and inside the Maximum Growth Academy. 


7.4 You agree if you are unable to attend an event, your booking is forfeited, non-refundable (either in whole or as part of that month’s subscription payment) and non-transferable to another event. 


7.5 We will present the group coaching every month. As you know, things happen sometimes and in the unlikely case Tanya Cross is unable to present, there will be an experienced facilitator will step in.


7.6 By signing this form, you acknowledge that the membership may be recorded by Maximum Growth using various media and that Maximum Growth may sell or give away videos, photographs and transcripts of the workshop, and use them in its marketing, publicity and advertising programs (both in Australia and overseas). If you would like to access the personal information that Maximum Growth holds about you, please contact us. We will generally provide you with access to your personal information.  

7.7 You agree you will not record any events in either audio or video format without expressed permission first. 

7.8 You agree to join our mailing list and receive emails, including bi-weekly newsletters, updates and promotions. If you wish to unsubscribe, please email info@maximumgrowth.online. 

8. General Advice Warning

8.1 Attendees should not act on the basis of any information provided at the seminars or in the slide presentations and should seek advice for their specific circumstances. The contents of any products have been prepared without taking into account your objectives, financial situation, or needs. Because of that, you should, before taking any action to acquire any of the educational products mentioned, consider whether the product is appropriate having regard to your own objectives, financial situation and needs. You should obtain your own independent advice relating to the relevant product mentioned (which contains full details of the terms and conditions of the relevant educational product) and consider it before making any decision about whether to acquire the educational product.

9. Disclaimer

9.1 This material is made available on the understanding that Maximum Growth is not engaged in providing advice. Seek a financial advisor, health care practitioner, or specialist for specific advice for you.

9.2 Information on this product is maintained by the people and organisations it relates to. Before relying on the material, users should independently verify its accuracy, currency, completeness and relevance for their purposes, and should obtain any appropriate professional advice.

9.3 The material may include views or recommendations of third parties, which do not necessarily reflect the views of Maximum Growth, or indicate its commitment to a particular course of action.

9.4 Links to other websites/products are inserted for convenience and do not constitute endorsement of material at those sites, or any associated organisation, product or service.

9.5 The listing of a person or company in any part of this product in no way implies any form of endorsement by Maximum Growth of the products or services provided by that person or company.

9.6 To the extent permitted by law, Maximum Growth and its respective directors, officers, employees, contractors and agents disclaim all responsibility to you for any loss, liability, claim, expense (including but not limited to legal costs and defense or settlement costs) or damage whatsoever, whether consequential, special, incidental or indirect (including but not limited to loss of profits, trading losses and damages that result from delay, loss or inconvenience) arising out of or in connection with the Content on the product and/ or any omissions from the Content whether in contract, tort (including negligence), statute or otherwise and even if Maximum Growth has been advised of the possibility of such damage or loss.

9.7 The Maximum Growth Memberships are in no way affiliated with the Demartini Institute. All copyright and trademark for The Demartini Method belong to Dr Demartini and The Demartini Institute. All service packages offered on this site are developed by Tanya Cross, certified counsellor and Master Certified Demartini Facilitator. 

10. Liability

10.1 Nothing contained in this agreement excludes, restricts or modifies any rights you have under the Trade Practices Act and Fair Trading Laws, which cannot be lawfully excluded or limited. For example, your rights include an assurance from us that any services provided are provided with due care and skill, that any materials supplied in connection with those services are reasonably fit for their purpose and that any goods supplied are of merchantable quality. Other than as referred to above or expressly stated in this agreement, Maximum Growth does not make any promises or warranties, whether express or implied, about the services or any of our products.

11. Intellectual Property

11.1 You acknowledge and agree that materials provided to you contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Except as expressly authorised by Maximum Growth, you agree not to copy, modify, rent, lease, loan, give access to, sell, distribute or create derivative works based on the materials, in whole or in part.

12. Legally Binding

12.1 This is a legally binding contract. By signing, you acknowledge that you have read, accepted and agreed to be bound by these terms and conditions.

13. Variation of terms

13.1 Maximum Growth reserves the right to change these terms of use from time to time. It is your sole responsibility to check these Terms for any changes periodically. If you do not agree with any of the changes to these Terms, it is your sole responsibility to stop using the Service. Your continued use of the Service will be deemed as your acceptance thereof.

14. Severability

14.1 If any provision of these terms and conditions shall be ruled unenforceable, then the remainder shall be enforced to the extent permissible.

15. Entire Agreement

15.1 This Agreement sets forth the entire agreement of the parties with respect to the subject matter hereof.

15.2. This agreement may change from time to time. Please review the terms and conditions here https://maximumgrowth.co/terms-and-conditions/

16. Additional

16.1 All group coaching sessions are subject to change – Please check with the website closer to the event date. In the event, the member needs to cancel and or change the dates of their attendance to an event or workshop – An additional fee will be applicable. Fees, terms and conditions may vary from training to training. In the event Maximum Growth has not been notified that the participant will not be attending 7 days prior to the workshop/event- the participant acknowledges they may forfeit their ticket to attend that workshop/event.

Email: info@maximumgrowth.co

Website: http://www.maximumgrowth.co

Address: PO BOX 2451 Sydney, NSW, 2000.

Privacy Policy

We take our customer’s privacy seriously and we will only collect, record, hold, store, disclose, transfer and use your personal information as outlined below. Data protection is a matter of trust and your privacy is important to us. We shall there fore only use your name and other information,

We take our customer’s privacy seriously and we will only collect, record, hold, store, disclose, transfer and use your personal information as outlined below. Data protection is a matter of trust and your privacy is important to us. We shall there fore only use your name and other information,

We take our customer’s privacy seriously and we will only collect, record, hold, store, disclose, transfer and use your personal information as outlined below. Data protection is a matter of trust and your privacy is important to us. We shall therefore only use your name and other information,


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Privacy Policy